Hobo Joe is a character that appeared in HOMELESS MILLIONAIRE!. He was first shown laying on the ground in garbage where Ian thinks he's dead but just likes naps. Later Anthony tells him to tell Ian the number one rule to panhandlers' rule book, and is last shown chasing Ian and Anthony with the other hobos.
- He had trouble reading when trying to say rule number one "ru.. ru..". However, when he found out Ian and Anthony were fake he easily yells "THEY'RE BOTH FAKERS". This could mean that he is illiterate.
- He has a sword which he used to chase Ian and Anthony.